From Financial Plan to Portfolio: Homer & Marge Simpson

In this short case study, Matthew Kadnar, CFA walks through how Nebo translates a financial plan into a portfolio built around real goals, real cash flows, and real constraints.

Homer and Marge are both 60, planning to retire in six years, with $1.6 million in current wealth and longevity to age 101. Their goals are straightforward:
• Fund retirement spending
• Build a $150,000 donut-shaped pool in three years
• Leave a $500,000 legacy for Lisa and Maggie

Nebo starts with the financial plan, imports the cash flows and goals from RightCapital, and creates a personalized Wealth Benchmark. The portfolio is then optimized to maximize the likelihood of achieving those goals while respecting a maximum loss constraint.

This is goals-based investing in practice.
Portfolios tied to plans.
And asset allocation that adapts as life evolves.

#goalsbasedinvesting #wealthoptimization #dynamic